Call reports 2019
PREMIERBANK — 2019
What PREMIERBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 424,512,000 | 427,255,000 | 423,847,000 | 422,772,000 |
| Total loans | 230,453,000 | 229,225,000 | 235,625,000 | 234,410,000 |
| Allowance for loan losses | 3,318,000 | 3,326,000 | 3,318,000 | 3,425,000 |
| Securities available for sale | 134,256,000 | 134,130,000 | 123,796,000 | 115,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,678,000 | 312,706,000 | 311,308,000 | 330,998,000 |
| Interest-bearing deposits | 233,598,000 | 225,088,000 | 223,767,000 | 243,551,000 |
| Noninterest-bearing deposits | 94,080,000 | 87,618,000 | 87,541,000 | 87,447,000 |
| Equity capital | 49,128,000 | 51,126,000 | 52,609,000 | 53,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,740,000 | 7,543,000 | 11,447,000 | 15,308,000 |
| Interest expense | 443,000 | 956,000 | 1,442,000 | 1,834,000 |
| Net interest income | 3,297,000 | 6,587,000 | 10,005,000 | 13,474,000 |
| Noninterest income | 757,000 | 1,526,000 | 2,359,000 | 3,170,000 |
| Noninterest expense | 2,940,000 | 5,854,000 | 8,795,000 | 11,472,000 |
| Provision for loan losses | 30,000 | 60,000 | 180,000 | 300,000 |
| Pretax income | 1,084,000 | 3,328,000 | 4,543,000 | 6,026,000 |
| Income tax | 255,000 | 800,000 | 1,058,000 | 1,417,000 |
| Net income | 829,000 | 2,528,000 | 3,485,000 | 4,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,034,000 | 40,948,000 | 41,922,000 | 43,064,000 |
| Total capital | 43,352,000 | 44,274,000 | 45,240,000 | 46,489,000 |
| Risk-weighted assets | 286,674,000 | 275,030,000 | 275,616,000 | 275,679,000 |