Call reports 2018
PREMIERBANK — 2018
What PREMIERBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 407,412,000 | 415,823,000 | 408,702,000 | 431,926,000 |
| Total loans | 222,544,000 | 222,885,000 | 225,807,000 | 227,493,000 |
| Allowance for loan losses | 3,304,000 | 3,358,000 | 3,369,000 | 3,399,000 |
| Securities available for sale | 122,687,000 | 119,369,000 | 122,877,000 | 123,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,046,000 | 321,871,000 | 319,194,000 | 341,659,000 |
| Interest-bearing deposits | 234,843,000 | 238,669,000 | 233,775,000 | 252,478,000 |
| Noninterest-bearing deposits | 78,203,000 | 83,202,000 | 85,419,000 | 89,181,000 |
| Equity capital | 49,611,000 | 49,635,000 | 49,006,000 | 50,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,337,000 | 6,727,000 | 10,240,000 | 13,996,000 |
| Interest expense | 195,000 | 444,000 | 769,000 | 1,148,000 |
| Net interest income | 3,142,000 | 6,283,000 | 9,471,000 | 12,848,000 |
| Noninterest income | 664,000 | 1,379,000 | 2,077,000 | 2,795,000 |
| Noninterest expense | 2,888,000 | 5,618,000 | 8,361,000 | 11,011,000 |
| Provision for loan losses | 45,000 | 60,000 | 60,000 | 80,000 |
| Pretax income | 873,000 | 1,883,000 | 3,026,000 | 4,451,000 |
| Income tax | 191,000 | 420,000 | 684,000 | 1,025,000 |
| Net income | 682,000 | 1,463,000 | 2,342,000 | 3,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,616,000 | 42,758,000 | 42,879,000 | 42,987,000 |
| Total capital | 45,909,000 | 46,067,000 | 46,177,000 | 46,386,000 |
| Risk-weighted assets | 263,453,000 | 264,710,000 | 263,831,000 | 282,629,000 |