Call reports 2017
PREMIERBANK — 2017
What PREMIERBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 303,980,000 | 318,360,000 | 405,914,000 | 423,796,000 |
| Total loans | 186,474,000 | 189,605,000 | 216,308,000 | 221,588,000 |
| Allowance for loan losses | 3,089,000 | 3,016,000 | 3,110,000 | 3,204,000 |
| Securities available for sale | 69,789,000 | 67,184,000 | 122,429,000 | 124,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,022,000 | 243,089,000 | 318,284,000 | 336,102,000 |
| Interest-bearing deposits | 164,543,000 | 166,652,000 | 236,578,000 | 255,949,000 |
| Noninterest-bearing deposits | 65,479,000 | 76,437,000 | 81,706,000 | 80,153,000 |
| Equity capital | 43,268,000 | 43,393,000 | 51,283,000 | 50,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,610,000 | 5,138,000 | 8,069,000 | 11,476,000 |
| Interest expense | 123,000 | 246,000 | 405,000 | 590,000 |
| Net interest income | 2,487,000 | 4,892,000 | 7,664,000 | 10,886,000 |
| Noninterest income | 653,000 | 1,298,000 | 1,933,000 | 2,653,000 |
| Noninterest expense | 2,259,000 | 4,445,000 | 7,287,000 | 10,216,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 836,000 | 1,655,000 | 2,171,000 | 3,112,000 |
| Income tax | 258,000 | 518,000 | 613,000 | 1,124,000 |
| Net income | 578,000 | 1,137,000 | 1,558,000 | 1,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,396,000 | 35,199,000 | 42,681,000 | 42,826,000 |
| Total capital | 38,300,000 | 38,215,000 | 45,791,000 | 46,030,000 |
| Risk-weighted assets | 232,120,000 | 241,923,000 | 260,056,000 | 260,874,000 |