Call reports 2016
PREMIERBANK — 2016
What PREMIERBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 308,143,000 | 299,965,000 | 303,381,000 | 315,354,000 |
| Total loans | 173,552,000 | 178,861,000 | 182,581,000 | 185,986,000 |
| Allowance for loan losses | 2,357,000 | 2,560,000 | 2,776,000 | 2,998,000 |
| Securities available for sale | 73,809,000 | 68,220,000 | 68,509,000 | 67,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,080,000 | 227,108,000 | 229,481,000 | 246,874,000 |
| Interest-bearing deposits | 161,554,000 | 163,644,000 | 164,634,000 | 177,859,000 |
| Noninterest-bearing deposits | 62,526,000 | 63,464,000 | 64,847,000 | 69,015,000 |
| Equity capital | 43,873,000 | 43,740,000 | 44,337,000 | 42,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,446,000 | 4,999,000 | 7,483,000 | 10,072,000 |
| Interest expense | 123,000 | 246,000 | 364,000 | 485,000 |
| Net interest income | 2,323,000 | 4,753,000 | 7,119,000 | 9,587,000 |
| Noninterest income | 930,000 | 1,516,000 | 2,343,000 | 3,108,000 |
| Noninterest expense | 2,330,000 | 4,472,000 | 6,542,000 | 8,485,000 |
| Provision for loan losses | 140,000 | 320,000 | 500,000 | 680,000 |
| Pretax income | 783,000 | 1,533,000 | 2,476,000 | 3,586,000 |
| Income tax | 254,000 | 528,000 | 834,000 | 1,178,000 |
| Net income | 529,000 | 1,005,000 | 1,642,000 | 2,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,130,000 | 34,969,000 | 35,607,000 | 34,831,000 |
| Total capital | 37,487,000 | 37,529,000 | 38,383,000 | 37,690,000 |
| Risk-weighted assets | 219,514,000 | 220,145,000 | 226,082,000 | 228,608,000 |