Call reports 2015
PREMIERBANK — 2015
What PREMIERBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 290,327,000 | 294,771,000 | 290,981,000 | 305,381,000 |
| Total loans | 164,455,000 | 167,650,000 | 167,185,000 | 169,848,000 |
| Allowance for loan losses | 2,449,000 | 2,622,000 | 2,360,000 | 2,338,000 |
| Securities available for sale | 71,501,000 | 68,751,000 | 65,948,000 | 70,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,756,000 | 214,772,000 | 216,552,000 | 237,697,000 |
| Interest-bearing deposits | 156,544,000 | 154,512,000 | 155,465,000 | 172,159,000 |
| Noninterest-bearing deposits | 56,212,000 | 60,260,000 | 61,087,000 | 65,538,000 |
| Equity capital | 43,174,000 | 43,167,000 | 44,208,000 | 42,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,456,000 | 5,016,000 | 7,482,000 | 9,976,000 |
| Interest expense | 199,000 | 397,000 | 592,000 | 759,000 |
| Net interest income | 2,257,000 | 4,619,000 | 6,890,000 | 9,217,000 |
| Noninterest income | 836,000 | 1,768,000 | 2,874,000 | 3,319,000 |
| Noninterest expense | 2,306,000 | 4,401,000 | 6,605,000 | 8,899,000 |
| Provision for loan losses | 90,000 | 259,000 | 389,000 | 539,000 |
| Pretax income | 697,000 | 1,727,000 | 2,770,000 | 3,098,000 |
| Income tax | 203,000 | 515,000 | 764,000 | 979,000 |
| Net income | 494,000 | 1,212,000 | 2,006,000 | 2,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,575,000 | 34,930,000 | 35,724,000 | 34,601,000 |
| Total capital | 37,024,000 | 37,552,000 | 38,084,000 | 36,939,000 |
| Risk-weighted assets | 221,564,000 | 216,395,000 | 213,587,000 | 206,221,000 |