Call reports 2014
PREMIERBANK — 2014
What PREMIERBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 292,608,000 | 294,048,000 | 291,486,000 | 304,561,000 |
| Total loans | 171,032,000 | 167,418,000 | 164,059,000 | 165,906,000 |
| Allowance for loan losses | 2,463,000 | 2,507,000 | 2,762,000 | 2,707,000 |
| Securities available for sale | 71,210,000 | 73,141,000 | 77,468,000 | 76,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,421,000 | 214,636,000 | 208,942,000 | 229,266,000 |
| Interest-bearing deposits | 162,915,000 | 161,276,000 | 155,820,000 | 173,870,000 |
| Noninterest-bearing deposits | 56,506,000 | 53,360,000 | 53,122,000 | 55,396,000 |
| Equity capital | 42,892,000 | 43,339,000 | 43,827,000 | 43,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,531,000 | 5,058,000 | 7,615,000 | 10,153,000 |
| Interest expense | 235,000 | 453,000 | 666,000 | 876,000 |
| Net interest income | 2,296,000 | 4,605,000 | 6,949,000 | 9,277,000 |
| Noninterest income | 949,000 | 1,938,000 | 3,024,000 | 4,164,000 |
| Noninterest expense | 2,415,000 | 4,708,000 | 7,073,000 | 9,586,000 |
| Provision for loan losses | 90,000 | 180,000 | 430,000 | 580,000 |
| Pretax income | 740,000 | 1,655,000 | 2,470,000 | 3,275,000 |
| Income tax | 199,000 | 546,000 | 808,000 | 1,038,000 |
| Net income | 541,000 | 1,109,000 | 1,662,000 | 2,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,754,000 | 35,080,000 | 35,633,000 | 35,183,000 |
| Total capital | 37,110,000 | 37,399,000 | 37,933,000 | 37,526,000 |
| Risk-weighted assets | 197,310,000 | 197,553,000 | 195,440,000 | 198,782,000 |