Call reports 2013
PREMIERBANK — 2013
What PREMIERBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 287,833,000 | 284,299,000 | 289,444,000 | 306,823,000 |
| Total loans | 171,159,000 | 169,251,000 | 171,275,000 | 169,789,000 |
| Allowance for loan losses | 2,090,000 | 2,344,000 | 2,349,000 | 2,459,000 |
| Securities available for sale | 72,285,000 | 70,351,000 | 71,920,000 | 72,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,634,000 | 205,402,000 | 210,763,000 | 232,970,000 |
| Interest-bearing deposits | 158,095,000 | 154,666,000 | 159,269,000 | 178,287,000 |
| Noninterest-bearing deposits | 49,539,000 | 50,736,000 | 51,494,000 | 54,683,000 |
| Equity capital | 42,695,000 | 41,752,000 | 41,771,000 | 41,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,578,000 | 5,210,000 | 7,843,000 | 10,413,000 |
| Interest expense | 259,000 | 511,000 | 764,000 | 1,006,000 |
| Net interest income | 2,319,000 | 4,699,000 | 7,079,000 | 9,407,000 |
| Noninterest income | 1,030,000 | 2,098,000 | 3,099,000 | 4,106,000 |
| Noninterest expense | 2,237,000 | 4,887,000 | 7,567,000 | 10,076,000 |
| Provision for loan losses | 150,000 | 500,000 | 650,000 | 800,000 |
| Pretax income | 962,000 | 1,410,000 | 1,961,000 | 2,637,000 |
| Income tax | 374,000 | 720,000 | 646,000 | 796,000 |
| Net income | 588,000 | 690,000 | 1,315,000 | 1,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,825,000 | 33,696,000 | 34,330,000 | 34,212,000 |
| Total capital | 35,915,000 | 36,031,000 | 36,677,000 | 36,576,000 |
| Risk-weighted assets | 203,479,000 | 203,195,000 | 203,887,000 | 204,326,000 |