Call reports 2012
PREMIERBANK — 2012
What PREMIERBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 284,091,000 | 290,413,000 | 289,659,000 | 303,976,000 |
| Total loans | 176,078,000 | 179,244,000 | 176,434,000 | 173,058,000 |
| Allowance for loan losses | 2,707,000 | 2,802,000 | 2,944,000 | 1,906,000 |
| Securities available for sale | 65,373,000 | 60,536,000 | 63,644,000 | 67,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,816,000 | 208,903,000 | 210,189,000 | 225,554,000 |
| Interest-bearing deposits | 155,392,000 | 158,742,000 | 161,548,000 | 169,434,000 |
| Noninterest-bearing deposits | 46,424,000 | 50,161,000 | 48,641,000 | 56,120,000 |
| Equity capital | 44,066,000 | 43,030,000 | 44,287,000 | 42,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,691,000 | 5,310,000 | 7,953,000 | 10,699,000 |
| Interest expense | 305,000 | 592,000 | 876,000 | 1,143,000 |
| Net interest income | 2,386,000 | 4,718,000 | 7,077,000 | 9,556,000 |
| Noninterest income | 715,000 | 1,447,000 | 2,441,000 | 3,349,000 |
| Noninterest expense | 1,669,000 | 3,569,000 | 5,219,000 | 6,991,000 |
| Provision for loan losses | 120,000 | 210,000 | 520,000 | 965,000 |
| Pretax income | 1,312,000 | 2,386,000 | 3,779,000 | 4,931,000 |
| Income tax | 453,000 | 810,000 | 1,304,000 | 1,688,000 |
| Net income | 859,000 | 1,576,000 | 2,475,000 | 3,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,957,000 | 34,241,000 | 35,149,000 | 33,227,000 |
| Total capital | 37,415,000 | 36,750,000 | 37,543,000 | 35,133,000 |
| Risk-weighted assets | 213,744,000 | 215,861,000 | 207,173,000 | 210,549,000 |