Call reports 2011
PREMIERBANK — 2011
What PREMIERBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 276,407,000 | 272,777,000 | 276,790,000 | 290,959,000 |
| Total loans | 165,767,000 | 171,421,000 | 172,128,000 | 174,445,000 |
| Allowance for loan losses | 2,843,000 | 2,883,000 | 3,027,000 | 2,586,000 |
| Securities available for sale | 64,372,000 | 61,369,000 | 58,913,000 | 61,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,869,000 | 195,114,000 | 199,802,000 | 211,913,000 |
| Interest-bearing deposits | 157,709,000 | 151,334,000 | 153,268,000 | 163,144,000 |
| Noninterest-bearing deposits | 39,160,000 | 43,780,000 | 46,534,000 | 48,769,000 |
| Equity capital | 41,143,000 | 41,967,000 | 43,020,000 | 43,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,721,000 | 5,471,000 | 8,245,000 | 11,014,000 |
| Interest expense | 419,000 | 801,000 | 1,148,000 | 1,465,000 |
| Net interest income | 2,302,000 | 4,670,000 | 7,097,000 | 9,549,000 |
| Noninterest income | 575,000 | 1,179,000 | 1,817,000 | 2,474,000 |
| Noninterest expense | 1,621,000 | 3,276,000 | 4,939,000 | 6,565,000 |
| Provision for loan losses | 370,000 | 460,000 | 675,000 | 765,000 |
| Pretax income | 886,000 | 2,113,000 | 3,300,000 | 4,693,000 |
| Income tax | 107,000 | 492,000 | 877,000 | 1,268,000 |
| Net income | 779,000 | 1,621,000 | 2,423,000 | 3,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,827,000 | 33,311,000 | 34,122,000 | 34,088,000 |
| Total capital | 35,244,000 | 35,728,000 | 36,505,000 | 36,523,000 |
| Risk-weighted assets | 193,614,000 | 192,933,000 | 214,324,000 | 214,123,000 |