Call reports 2010
PREMIERBANK — 2010
What PREMIERBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 278,922,000 | 276,501,000 | 291,598,000 | 281,838,000 |
| Total loans | 171,282,000 | 171,748,000 | 168,603,000 | 166,662,000 |
| Allowance for loan losses | 2,107,000 | 2,304,000 | 2,257,000 | 2,494,000 |
| Securities available for sale | 64,629,000 | 59,560,000 | 56,087,000 | 57,141,000 |
| Securities held to maturity | 140,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,929,000 | 193,021,000 | 212,377,000 | 205,770,000 |
| Interest-bearing deposits | 158,695,000 | 156,636,000 | 174,400,000 | 164,132,000 |
| Noninterest-bearing deposits | 41,234,000 | 36,385,000 | 37,977,000 | 41,638,000 |
| Equity capital | 40,945,000 | 41,176,000 | 42,850,000 | 40,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,933,000 | 5,918,000 | 8,896,000 | 11,745,000 |
| Interest expense | 577,000 | 1,087,000 | 1,558,000 | 2,000,000 |
| Net interest income | 2,356,000 | 4,831,000 | 7,338,000 | 9,745,000 |
| Noninterest income | 605,000 | 1,237,000 | 2,199,000 | 3,194,000 |
| Noninterest expense | 1,521,000 | 3,104,000 | 4,629,000 | 6,327,000 |
| Provision for loan losses | 251,000 | 431,000 | 861,000 | 1,176,000 |
| Pretax income | 1,189,000 | 2,533,000 | 4,047,000 | 5,436,000 |
| Income tax | 461,000 | 955,000 | 876,000 | 1,514,000 |
| Net income | 728,000 | 1,578,000 | 3,171,000 | 3,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,074,000 | 32,378,000 | 33,979,000 | 32,039,000 |
| Total capital | 34,181,000 | 34,682,000 | 36,236,000 | 34,465,000 |
| Risk-weighted assets | 197,672,000 | 197,418,000 | 206,943,000 | 194,283,000 |