Call reports 2009
PREMIERBANK — 2009
What PREMIERBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 273,245,000 | 278,613,000 | 271,006,000 | 286,027,000 |
| Total loans | 169,770,000 | 172,247,000 | 174,810,000 | 175,115,000 |
| Allowance for loan losses | 2,017,000 | 4,401,000 | 3,117,000 | 1,886,000 |
| Securities available for sale | 60,534,000 | 61,969,000 | 59,897,000 | 62,527,000 |
| Securities held to maturity | 890,000 | 550,000 | 340,000 | 340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,225,000 | 201,385,000 | 200,001,000 | 212,469,000 |
| Interest-bearing deposits | 153,421,000 | 161,894,000 | 163,746,000 | 173,915,000 |
| Noninterest-bearing deposits | 39,804,000 | 39,491,000 | 36,255,000 | 38,554,000 |
| Equity capital | 41,117,000 | 39,074,000 | 40,298,000 | 40,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,240,000 | 6,416,000 | 9,576,000 | 12,476,000 |
| Interest expense | 820,000 | 1,587,000 | 2,291,000 | 2,907,000 |
| Net interest income | 2,420,000 | 4,829,000 | 7,285,000 | 9,569,000 |
| Noninterest income | 788,000 | 1,580,000 | 2,204,000 | 2,889,000 |
| Noninterest expense | 1,495,000 | 3,070,000 | 4,632,000 | 6,233,000 |
| Provision for loan losses | 275,000 | 2,724,000 | 2,725,000 | 2,724,000 |
| Pretax income | 1,438,000 | 615,000 | 2,132,000 | 3,501,000 |
| Income tax | 525,000 | 930,000 | 1,281,000 | 1,422,000 |
| Net income | 913,000 | -315,000 | 851,000 | 2,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,832,000 | 29,951,000 | 31,126,000 | 31,338,000 |
| Total capital | 33,849,000 | 34,352,000 | 34,243,000 | 33,224,000 |
| Risk-weighted assets | 190,878,000 | 192,551,000 | 189,107,000 | 193,729,000 |