Call reports 2006
PREMIERBANK — 2006
What PREMIERBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 218,391,000 | 221,962,000 | 230,479,000 | 235,954,000 |
| Total loans | 137,799,000 | 141,945,000 | 146,549,000 | 145,837,000 |
| Allowance for loan losses | 1,268,000 | 1,268,000 | 1,268,000 | 1,268,000 |
| Securities available for sale | 55,139,000 | 55,925,000 | 58,443,000 | 55,952,000 |
| Securities held to maturity | 2,344,000 | 2,276,000 | 2,261,000 | 2,249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,105,000 | 154,190,000 | 163,020,000 | 169,543,000 |
| Interest-bearing deposits | 123,440,000 | 118,669,000 | 128,092,000 | 132,586,000 |
| Noninterest-bearing deposits | 35,665,000 | 35,521,000 | 34,928,000 | 36,957,000 |
| Equity capital | 36,455,000 | 36,798,000 | 37,529,000 | 37,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,846,000 | 5,851,000 | 9,054,000 | 12,442,000 |
| Interest expense | 678,000 | 1,524,000 | 2,780,000 | 4,111,000 |
| Net interest income | 2,168,000 | 4,327,000 | 6,274,000 | 8,331,000 |
| Noninterest income | 633,000 | 1,286,000 | 1,915,000 | 2,547,000 |
| Noninterest expense | 1,252,000 | 2,532,000 | 3,827,000 | 5,203,000 |
| Provision for loan losses | 0 | 5,000 | 18,000 | 21,000 |
| Pretax income | 1,549,000 | 3,076,000 | 4,344,000 | 5,654,000 |
| Income tax | 465,000 | 906,000 | 1,265,000 | 1,710,000 |
| Net income | 1,084,000 | 2,170,000 | 3,079,000 | 3,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,474,000 | 28,976,000 | 29,146,000 | 28,978,000 |
| Total capital | 29,742,000 | 30,244,000 | 30,414,000 | 30,246,000 |
| Risk-weighted assets | 171,526,000 | 168,882,000 | 163,305,000 | 165,825,000 |