Call reports 2004
PREMIERBANK — 2004
What PREMIERBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 220,655,000 | 215,129,000 | 211,349,000 | 227,128,000 |
| Total loans | 108,120,000 | 112,660,000 | 114,132,000 | 115,761,000 |
| Allowance for loan losses | 1,419,000 | 1,419,000 | 1,409,000 | 1,377,000 |
| Securities available for sale | 61,457,000 | 61,416,000 | 60,099,000 | 59,261,000 |
| Securities held to maturity | 4,589,000 | 4,342,000 | 4,278,000 | 3,425,000 |
| Trading assets | 0 | 233,000 | 361,000 | 568,000 |
| Total deposits | 176,362,000 | 171,387,000 | 167,035,000 | 177,401,000 |
| Interest-bearing deposits | 138,761,000 | 137,313,000 | 132,265,000 | 138,582,000 |
| Noninterest-bearing deposits | 37,601,000 | 34,074,000 | 34,770,000 | 38,819,000 |
| Equity capital | 32,536,000 | 32,031,000 | 33,617,000 | 33,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,276,000 | 4,581,000 | 6,970,000 | 9,434,000 |
| Interest expense | 388,000 | 758,000 | 1,141,000 | 1,542,000 |
| Net interest income | 1,888,000 | 3,823,000 | 5,829,000 | 7,892,000 |
| Noninterest income | 658,000 | 1,300,000 | 1,950,000 | 2,579,000 |
| Noninterest expense | 1,219,000 | 2,391,000 | 3,669,000 | 5,154,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,327,000 | 2,739,000 | 4,117,000 | 5,324,000 |
| Income tax | 372,000 | 774,000 | 1,159,000 | 1,552,000 |
| Net income | 955,000 | 1,965,000 | 2,958,000 | 3,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,571,000 | 23,805,000 | 24,804,000 | 24,755,000 |
| Total capital | 25,990,000 | 25,224,000 | 26,213,000 | 26,132,000 |
| Risk-weighted assets | 142,411,000 | 155,290,000 | 146,582,000 | 152,149,000 |