Call reports 2003
PREMIERBANK — 2003
What PREMIERBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 213,742,000 | 207,328,000 | 196,448,000 | 233,844,000 |
| Total loans | 105,165,000 | 99,932,000 | 108,571,000 | 105,214,000 |
| Allowance for loan losses | 1,418,000 | 1,418,000 | 1,418,000 | 1,418,000 |
| Securities available for sale | 41,151,000 | 42,400,000 | 43,446,000 | 65,343,000 |
| Securities held to maturity | 12,963,000 | 12,662,000 | 19,295,000 | 4,865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,514,000 | 166,887,000 | 155,614,000 | 189,339,000 |
| Interest-bearing deposits | 142,598,000 | 128,903,000 | 126,268,000 | 150,947,000 |
| Noninterest-bearing deposits | 31,916,000 | 37,984,000 | 29,346,000 | 38,392,000 |
| Equity capital | 29,517,000 | 30,305,000 | 30,997,000 | 31,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,440,000 | 4,696,000 | 6,973,000 | 9,301,000 |
| Interest expense | 508,000 | 968,000 | 1,364,000 | 1,751,000 |
| Net interest income | 1,932,000 | 3,728,000 | 5,609,000 | 7,550,000 |
| Noninterest income | 645,000 | 1,364,000 | 2,143,000 | 2,741,000 |
| Noninterest expense | 1,123,000 | 2,222,000 | 3,352,000 | 4,798,000 |
| Provision for loan losses | 5,000 | 7,000 | 11,000 | 29,000 |
| Pretax income | 1,449,000 | 2,863,000 | 4,389,000 | 5,464,000 |
| Income tax | 421,000 | 842,000 | 1,298,000 | 1,621,000 |
| Net income | 1,028,000 | 2,021,000 | 3,091,000 | 3,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,764,000 | 22,311,000 | 23,382,000 | 22,653,000 |
| Total capital | 23,182,000 | 23,729,000 | 24,800,000 | 24,071,000 |
| Risk-weighted assets | 131,069,000 | 128,155,000 | 132,472,000 | 138,139,000 |