Call reports 2002
PREMIERBANK — 2002
What PREMIERBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 178,394,000 | 189,685,000 | 202,431,000 | 210,166,000 |
| Total loans | 103,116,000 | 105,094,000 | 108,078,000 | 108,038,000 |
| Allowance for loan losses | 1,318,000 | 1,318,000 | 1,318,000 | 1,418,000 |
| Securities available for sale | 34,844,000 | 35,574,000 | 35,129,000 | 39,550,000 |
| Securities held to maturity | 16,532,000 | 15,693,000 | 16,310,000 | 17,248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,643,000 | 152,356,000 | 166,829,000 | 168,400,000 |
| Interest-bearing deposits | 114,204,000 | 120,499,000 | 133,365,000 | 133,436,000 |
| Noninterest-bearing deposits | 27,439,000 | 31,857,000 | 33,464,000 | 34,964,000 |
| Equity capital | 26,821,000 | 27,529,000 | 28,533,000 | 28,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,725,000 | 5,314,000 | 7,979,000 | 10,544,000 |
| Interest expense | 658,000 | 1,313,000 | 2,017,000 | 2,618,000 |
| Net interest income | 2,067,000 | 4,001,000 | 5,962,000 | 7,926,000 |
| Noninterest income | 467,000 | 952,000 | 1,455,000 | 2,049,000 |
| Noninterest expense | 1,124,000 | 2,209,000 | 3,357,000 | 4,660,000 |
| Provision for loan losses | -3,000 | 1,000 | 6,000 | 108,000 |
| Pretax income | 1,413,000 | 2,743,000 | 4,054,000 | 5,207,000 |
| Income tax | 427,000 | 815,000 | 1,191,000 | 1,613,000 |
| Net income | 986,000 | 1,928,000 | 2,863,000 | 3,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,242,000 | 19,779,000 | 20,714,000 | 20,736,000 |
| Total capital | 20,560,000 | 21,097,000 | 22,032,000 | 22,154,000 |
| Risk-weighted assets | 120,141,000 | 126,541,000 | 133,148,000 | 131,524,000 |