Call reports 2001
PREMIERBANK — 2001
What PREMIERBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 178,124,000 | 174,953,000 | 183,609,000 | 188,586,000 |
| Total loans | 100,385,000 | 101,560,000 | 105,802,000 | 106,419,000 |
| Allowance for loan losses | 1,268,000 | 1,268,000 | 1,268,000 | 1,318,000 |
| Securities available for sale | 31,727,000 | 29,144,000 | 31,814,000 | 34,940,000 |
| Securities held to maturity | 20,247,000 | 18,878,000 | 16,598,000 | 17,513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,495,000 | 137,821,000 | 144,626,000 | 152,751,000 |
| Interest-bearing deposits | 114,707,000 | 114,037,000 | 116,549,000 | 116,734,000 |
| Noninterest-bearing deposits | 26,788,000 | 23,784,000 | 28,077,000 | 36,017,000 |
| Equity capital | 26,138,000 | 26,503,000 | 26,855,000 | 25,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,056,000 | 6,041,000 | 9,044,000 | 11,976,000 |
| Interest expense | 1,355,000 | 2,615,000 | 3,756,000 | 4,663,000 |
| Net interest income | 1,701,000 | 3,426,000 | 5,288,000 | 7,313,000 |
| Noninterest income | 441,000 | 894,000 | 1,360,000 | 1,874,000 |
| Noninterest expense | 1,171,000 | 2,337,000 | 3,497,000 | 4,889,000 |
| Provision for loan losses | 2,000 | 3,000 | 4,000 | 97,000 |
| Pretax income | 976,000 | 2,014,000 | 3,198,000 | 4,252,000 |
| Income tax | 281,000 | 596,000 | 966,000 | 1,349,000 |
| Net income | 695,000 | 1,418,000 | 2,232,000 | 2,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,265,000 | 18,703,000 | 18,999,000 | 18,256,000 |
| Total capital | 19,533,000 | 19,971,000 | 20,267,000 | 19,574,000 |
| Risk-weighted assets | 113,524,000 | 118,217,000 | 121,821,000 | 128,601,000 |