Call reports 2012
PACIFIC INTERNATIONAL BANK — 2012
What PACIFIC INTERNATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 213,989,000 | 208,636,000 | 197,438,000 | 182,229,000 |
| Total loans | 182,582,000 | 166,341,000 | 158,138,000 | 143,805,000 |
| Allowance for loan losses | 5,757,000 | 5,459,000 | 5,084,000 | 4,759,000 |
| Securities available for sale | 10,197,000 | 7,969,000 | 7,993,000 | 7,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,049,000 | 159,982,000 | 149,246,000 | 141,959,000 |
| Interest-bearing deposits | 135,268,000 | 132,688,000 | 124,045,000 | 118,128,000 |
| Noninterest-bearing deposits | 28,781,000 | 27,294,000 | 25,201,000 | 23,831,000 |
| Equity capital | 25,858,000 | 24,736,000 | 24,236,000 | 23,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,680,000 | 5,149,000 | 7,426,000 | 9,533,000 |
| Interest expense | 545,000 | 1,050,000 | 1,520,000 | 1,937,000 |
| Net interest income | 2,135,000 | 4,099,000 | 5,906,000 | 7,596,000 |
| Noninterest income | 344,000 | 666,000 | 980,000 | 1,165,000 |
| Noninterest expense | 2,136,000 | 4,634,000 | 6,798,000 | 8,851,000 |
| Provision for loan losses | 3,170,000 | 4,170,000 | 4,696,000 | 5,196,000 |
| Pretax income | -2,827,000 | -3,918,000 | -4,487,000 | -5,165,000 |
| Income tax | 0 | 0 | 0 | 48,000 |
| Net income | -2,827,000 | -3,918,000 | -4,487,000 | -5,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,553,000 | 24,469,000 | 23,910,000 | 23,190,000 |
| Total capital | 27,988,000 | 26,687,000 | 26,045,000 | 25,108,000 |
| Risk-weighted assets | 191,448,000 | 174,192,000 | 167,838,000 | 150,607,000 |