Call reports 2010
PACIFIC INTERNATIONAL BANK — 2010
What PACIFIC INTERNATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 299,218,000 | 292,184,000 | 306,841,000 | 283,972,000 |
| Total loans | 243,800,000 | 237,324,000 | 232,584,000 | 226,870,000 |
| Allowance for loan losses | 5,981,000 | 6,049,000 | 7,351,000 | 7,971,000 |
| Securities available for sale | 20,427,000 | 13,583,000 | 22,891,000 | 19,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,818,000 | 198,907,000 | 217,379,000 | 202,895,000 |
| Interest-bearing deposits | 182,554,000 | 176,185,000 | 193,987,000 | 177,879,000 |
| Noninterest-bearing deposits | 23,264,000 | 22,722,000 | 23,392,000 | 25,016,000 |
| Equity capital | 30,600,000 | 32,457,000 | 33,091,000 | 32,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,895,000 | 7,698,000 | 11,481,000 | 14,923,000 |
| Interest expense | 1,442,000 | 2,703,000 | 3,960,000 | 5,078,000 |
| Net interest income | 2,453,000 | 4,995,000 | 7,521,000 | 9,845,000 |
| Noninterest income | 280,000 | 463,000 | 1,531,000 | 2,232,000 |
| Noninterest expense | 1,541,000 | 3,079,000 | 4,750,000 | 6,728,000 |
| Provision for loan losses | 745,000 | 1,578,000 | 2,976,000 | 4,994,000 |
| Pretax income | 447,000 | 801,000 | 1,326,000 | 355,000 |
| Income tax | 151,000 | 245,000 | 451,000 | 120,000 |
| Net income | 296,000 | 556,000 | 875,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,249,000 | 32,251,000 | 32,668,000 | 31,849,000 |
| Total capital | 33,587,000 | 35,441,000 | 35,802,000 | 34,862,000 |
| Risk-weighted assets | 264,392,000 | 252,335,000 | 246,494,000 | 236,078,000 |