Call reports 2009
PACIFIC INTERNATIONAL BANK — 2009
What PACIFIC INTERNATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 267,240,000 | 277,750,000 | 283,768,000 | 294,633,000 |
| Total loans | 234,699,000 | 242,255,000 | 247,067,000 | 239,203,000 |
| Allowance for loan losses | 3,592,000 | 4,260,000 | 4,762,000 | 6,674,000 |
| Securities available for sale | 16,507,000 | 16,484,000 | 12,073,000 | 19,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,716,000 | 192,524,000 | 198,589,000 | 210,083,000 |
| Interest-bearing deposits | 159,643,000 | 171,893,000 | 173,984,000 | 186,288,000 |
| Noninterest-bearing deposits | 22,073,000 | 20,631,000 | 24,605,000 | 23,795,000 |
| Equity capital | 31,873,000 | 30,692,000 | 30,892,000 | 30,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,773,000 | 7,577,000 | 11,520,000 | 15,566,000 |
| Interest expense | 1,872,000 | 3,724,000 | 5,439,000 | 7,007,000 |
| Net interest income | 1,901,000 | 3,853,000 | 6,081,000 | 8,559,000 |
| Noninterest income | 277,000 | 576,000 | 1,370,000 | 3,439,000 |
| Noninterest expense | 1,598,000 | 3,063,000 | 4,723,000 | 6,745,000 |
| Provision for loan losses | 506,000 | 1,273,000 | 2,423,000 | 6,950,000 |
| Pretax income | 74,000 | 93,000 | 305,000 | -1,697,000 |
| Income tax | 21,000 | 26,000 | 95,000 | -592,000 |
| Net income | 53,000 | 67,000 | 210,000 | -1,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,659,000 | 30,497,000 | 30,661,000 | 29,839,000 |
| Total capital | 34,611,000 | 33,527,000 | 33,797,000 | 33,153,000 |
| Risk-weighted assets | 235,531,000 | 240,996,000 | 249,293,000 | 261,744,000 |