Call reports 2003
PACIFIC INTERNATIONAL BANK — 2003
What PACIFIC INTERNATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 37,060,000 | 45,098,000 | 52,961,000 | 62,136,000 |
| Total loans | 29,461,000 | 37,199,000 | 42,030,000 | 47,592,000 |
| Allowance for loan losses | 300,000 | 372,000 | 500,000 | 547,000 |
| Securities available for sale | 0 | 0 | 1,100,000 | 3,633,000 |
| Securities held to maturity | 0 | 1,999,000 | 2,997,000 | 3,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,237,000 | 36,176,000 | 43,902,000 | 52,924,000 |
| Interest-bearing deposits | 25,678,000 | 33,784,000 | 42,053,000 | 49,649,000 |
| Noninterest-bearing deposits | 2,559,000 | 2,392,000 | 1,849,000 | 3,275,000 |
| Equity capital | 8,622,000 | 8,801,000 | 8,924,000 | 9,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,121,000 | 1,873,000 | 2,678,000 |
| Interest expense | 157,000 | 335,000 | 540,000 | 766,000 |
| Net interest income | 355,000 | 786,000 | 1,333,000 | 1,912,000 |
| Noninterest income | 36,000 | 87,000 | 221,000 | 390,000 |
| Noninterest expense | 357,000 | 726,000 | 1,156,000 | 1,765,000 |
| Provision for loan losses | 75,000 | 147,000 | 275,000 | 322,000 |
| Pretax income | -41,000 | 0 | 123,000 | 215,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -41,000 | 0 | 123,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,622,000 | 8,801,000 | 8,924,000 | 9,016,000 |
| Total capital | 8,922,000 | 9,173,000 | 9,424,000 | 9,563,000 |
| Risk-weighted assets | 31,065,000 | 38,069,000 | 45,228,000 | 54,464,000 |