Call reports 2002
PACIFIC INTERNATIONAL BANK — 2002
What PACIFIC INTERNATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 10,435,000 | 19,703,000 | 24,294,000 | 30,220,000 |
| Total loans | 4,163,000 | 12,802,000 | 17,112,000 | 22,226,000 |
| Allowance for loan losses | 40,000 | 120,000 | 171,000 | 225,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,817,000 | 13,282,000 | 18,018,000 | 24,017,000 |
| Interest-bearing deposits | 3,119,000 | 12,160,000 | 16,747,000 | 22,676,000 |
| Noninterest-bearing deposits | 698,000 | 1,122,000 | 1,271,000 | 1,341,000 |
| Equity capital | 6,588,000 | 6,404,000 | 6,242,000 | 6,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 91,000 | 339,000 | 629,000 | 1,032,000 |
| Interest expense | 11,000 | 58,000 | 147,000 | 280,000 |
| Net interest income | 80,000 | 281,000 | 482,000 | 752,000 |
| Noninterest income | 6,000 | 20,000 | 35,000 | 61,000 |
| Noninterest expense | 325,000 | 644,000 | 971,000 | 1,324,000 |
| Provision for loan losses | 32,000 | 112,000 | 163,000 | 217,000 |
| Pretax income | -271,000 | -455,000 | -617,000 | -728,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -271,000 | -455,000 | -617,000 | -728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,588,000 | 6,404,000 | 6,242,000 | 6,131,000 |
| Total capital | 6,628,000 | 6,524,000 | 6,413,000 | 6,356,000 |
| Risk-weighted assets | 5,458,000 | 13,975,000 | 18,401,000 | 23,494,000 |