Call reports 2015
PREMIER BANK — 2015
What PREMIER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 31,668,000 | 26,760,000 |
| Total loans | 15,341,000 | 13,002,000 |
| Allowance for loan losses | 733,000 | 733,000 |
| Securities available for sale | 4,287,000 | 4,026,000 |
| Securities held to maturity | 3,096,000 | 3,072,000 |
| Trading assets | 0 | 0 |
| Total deposits | 29,571,000 | 25,480,000 |
| Interest-bearing deposits | 22,501,000 | 18,957,000 |
| Noninterest-bearing deposits | 7,070,000 | 6,523,000 |
| Equity capital | 433,000 | 130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 289,000 | 520,000 |
| Interest expense | 40,000 | 72,000 |
| Net interest income | 249,000 | 448,000 |
| Noninterest income | 65,000 | 146,000 |
| Noninterest expense | 609,000 | 1,167,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -339,000 | -625,000 |
| Income tax | 0 | 0 |
| Net income | -339,000 | -625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 557,000 | 272,000 |
| Total capital | 765,000 | 446,000 |
| Risk-weighted assets | 16,129,000 | 13,396,000 |