Call reports 2014
PREMIER BANK — 2014
What PREMIER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 43,939,000 | 42,711,000 | 44,829,000 | 37,366,000 |
| Total loans | 22,125,000 | 20,066,000 | 18,445,000 | 16,389,000 |
| Allowance for loan losses | 821,000 | 735,000 | 735,000 | 733,000 |
| Securities available for sale | 7,100,000 | 6,938,000 | 7,160,000 | 8,508,000 |
| Securities held to maturity | 3,492,000 | 3,457,000 | 3,426,000 | 3,120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,544,000 | 40,432,000 | 43,813,000 | 36,478,000 |
| Interest-bearing deposits | 34,720,000 | 32,873,000 | 35,605,000 | 28,786,000 |
| Noninterest-bearing deposits | 6,824,000 | 7,560,000 | 8,209,000 | 7,692,000 |
| Equity capital | 1,253,000 | 1,137,000 | 867,000 | 733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 777,000 | 1,107,000 | 1,410,000 |
| Interest expense | 50,000 | 107,000 | 171,000 | 226,000 |
| Net interest income | 351,000 | 670,000 | 936,000 | 1,184,000 |
| Noninterest income | 108,000 | 224,000 | 325,000 | 476,000 |
| Noninterest expense | 678,000 | 1,323,000 | 1,954,000 | 2,557,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -228,000 | -447,000 | -704,000 | -917,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -228,000 | -447,000 | -704,000 | -917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,586,000 | 1,368,000 | 1,112,000 | 898,000 |
| Total capital | 1,898,000 | 1,649,000 | 1,372,000 | 1,132,000 |
| Risk-weighted assets | 24,438,000 | 22,011,000 | 20,356,000 | 18,221,000 |