Call reports 2013
PREMIER BANK — 2013
What PREMIER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 49,488,000 | 46,966,000 | 44,056,000 | 42,569,000 |
| Total loans | 27,044,000 | 23,611,000 | 22,802,000 | 22,760,000 |
| Allowance for loan losses | 1,076,000 | 828,000 | 829,000 | 829,000 |
| Securities available for sale | 7,153,000 | 7,787,000 | 7,590,000 | 7,242,000 |
| Securities held to maturity | 4,733,000 | 4,681,000 | 3,568,000 | 3,522,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,355,000 | 45,022,000 | 40,437,000 | 40,048,000 |
| Interest-bearing deposits | 39,050,000 | 37,154,000 | 32,701,000 | 32,342,000 |
| Noninterest-bearing deposits | 8,305,000 | 7,868,000 | 7,736,000 | 7,705,000 |
| Equity capital | 2,018,000 | 1,853,000 | 1,505,000 | 1,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 503,000 | 970,000 | 1,402,000 | 1,798,000 |
| Interest expense | 58,000 | 114,000 | 163,000 | 210,000 |
| Net interest income | 445,000 | 856,000 | 1,239,000 | 1,588,000 |
| Noninterest income | 163,000 | 341,000 | 528,000 | 731,000 |
| Noninterest expense | 602,000 | 1,231,000 | 1,864,000 | 2,481,000 |
| Provision for loan losses | 251,000 | 251,000 | 251,000 | 251,000 |
| Pretax income | -258,000 | -301,000 | -457,000 | -529,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -258,000 | -301,000 | -457,000 | -529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,080,000 | 2,038,000 | 1,883,000 | 1,814,000 |
| Total capital | 2,460,000 | 2,396,000 | 2,216,000 | 2,130,000 |
| Risk-weighted assets | 29,665,000 | 28,143,000 | 26,157,000 | 24,917,000 |