Call reports 2012
PREMIER BANK — 2012
What PREMIER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 53,413,000 | 49,168,000 | 46,380,000 | 46,346,000 |
| Total loans | 35,938,000 | 32,535,000 | 29,329,000 | 28,698,000 |
| Allowance for loan losses | 828,000 | 843,000 | 849,000 | 849,000 |
| Securities available for sale | 5,308,000 | 5,054,000 | 4,788,000 | 4,299,000 |
| Securities held to maturity | 327,000 | 1,422,000 | 2,544,000 | 4,722,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,296,000 | 47,075,000 | 44,144,000 | 43,892,000 |
| Interest-bearing deposits | 42,569,000 | 39,233,000 | 37,655,000 | 37,250,000 |
| Noninterest-bearing deposits | 8,727,000 | 7,842,000 | 6,489,000 | 6,642,000 |
| Equity capital | 1,885,000 | 1,940,000 | 2,109,000 | 2,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,183,000 | 1,712,000 | 2,223,000 |
| Interest expense | 115,000 | 206,000 | 285,000 | 350,000 |
| Net interest income | 513,000 | 977,000 | 1,427,000 | 1,873,000 |
| Noninterest income | 403,000 | 600,000 | 820,000 | 981,000 |
| Noninterest expense | 797,000 | 1,500,000 | 2,030,000 | 2,628,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 99,000 | 47,000 | 175,000 | 202,000 |
| Income tax | -7,000 | -46,000 | -62,000 | -100,000 |
| Net income | 106,000 | 93,000 | 237,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,030,000 | 2,021,000 | 2,166,000 | 2,336,000 |
| Total capital | 2,500,000 | 2,456,000 | 2,573,000 | 2,735,000 |
| Risk-weighted assets | 37,316,000 | 34,398,000 | 32,096,000 | 31,492,000 |