Call reports 2011
PREMIER BANK — 2011
What PREMIER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 63,451,000 | 60,243,000 | 59,226,000 | 58,625,000 |
| Total loans | 44,668,000 | 44,077,000 | 43,395,000 | 40,477,000 |
| Allowance for loan losses | 954,000 | 1,334,000 | 690,000 | 816,000 |
| Securities available for sale | 8,008,000 | 7,721,000 | 6,341,000 | 5,756,000 |
| Securities held to maturity | 351,000 | 337,000 | 338,000 | 298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,584,000 | 55,852,000 | 54,724,000 | 55,661,000 |
| Interest-bearing deposits | 49,172,000 | 47,739,000 | 46,757,000 | 47,153,000 |
| Noninterest-bearing deposits | 9,412,000 | 8,113,000 | 7,968,000 | 8,508,000 |
| Equity capital | 3,562,000 | 3,175,000 | 3,279,000 | 1,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,411,000 | 2,099,000 | 2,762,000 |
| Interest expense | 198,000 | 347,000 | 488,000 | 623,000 |
| Net interest income | 515,000 | 1,064,000 | 1,611,000 | 2,139,000 |
| Noninterest income | 191,000 | 389,000 | 571,000 | 749,000 |
| Noninterest expense | 839,000 | 1,690,000 | 2,439,000 | 3,164,000 |
| Provision for loan losses | 0 | 375,000 | 375,000 | 1,678,000 |
| Pretax income | -144,000 | -634,000 | -642,000 | -1,974,000 |
| Income tax | -22,000 | -59,000 | -101,000 | -34,000 |
| Net income | -122,000 | -575,000 | -541,000 | -1,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,733,000 | 3,283,000 | 3,319,000 | 1,922,000 |
| Total capital | 4,350,000 | 3,884,000 | 3,904,000 | 2,471,000 |
| Risk-weighted assets | 48,993,000 | 47,328,000 | 46,697,000 | 43,665,000 |