Call reports 2010
PREMIER BANK — 2010
What PREMIER BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 71,537,000 | 70,281,000 | 69,529,000 | 66,325,000 |
| Total loans | 52,067,000 | 51,893,000 | 48,548,000 | 45,420,000 |
| Allowance for loan losses | 1,025,000 | 1,007,000 | 940,000 | 948,000 |
| Securities available for sale | 8,904,000 | 8,686,000 | 9,107,000 | 8,429,000 |
| Securities held to maturity | 699,000 | 486,000 | 478,000 | 396,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,591,000 | 61,854,000 | 61,359,000 | 58,309,000 |
| Interest-bearing deposits | 51,622,000 | 53,050,000 | 49,870,000 | 46,432,000 |
| Noninterest-bearing deposits | 10,969,000 | 8,805,000 | 11,489,000 | 11,877,000 |
| Equity capital | 4,387,000 | 3,888,000 | 3,747,000 | 3,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 920,000 | 1,837,000 | 2,692,000 | 3,473,000 |
| Interest expense | 307,000 | 599,000 | 875,000 | 1,114,000 |
| Net interest income | 613,000 | 1,238,000 | 1,817,000 | 2,359,000 |
| Noninterest income | 210,000 | 161,000 | 389,000 | 599,000 |
| Noninterest expense | 1,164,000 | 2,308,000 | 3,735,000 | 4,582,000 |
| Provision for loan losses | 0 | 15,000 | 15,000 | 15,000 |
| Pretax income | -329,000 | -933,000 | -1,447,000 | -1,541,000 |
| Income tax | -19,000 | -58,000 | -28,000 | -26,000 |
| Net income | -310,000 | -875,000 | -1,419,000 | -1,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,599,000 | 4,035,000 | 3,948,000 | 3,853,000 |
| Total capital | 5,313,000 | 4,738,000 | 4,621,000 | 4,487,000 |
| Risk-weighted assets | 56,837,000 | 55,912,000 | 53,580,000 | 50,431,000 |