Call reports 2009
PREMIER BANK — 2009
What PREMIER BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 88,761,000 | 87,878,000 | 80,099,000 | 73,643,000 |
| Total loans | 56,985,000 | 53,395,000 | 51,792,000 | 52,659,000 |
| Allowance for loan losses | 1,046,000 | 1,046,000 | 1,017,000 | 1,021,000 |
| Securities available for sale | 13,686,000 | 13,091,000 | 12,204,000 | 10,180,000 |
| Securities held to maturity | 1,687,000 | 1,015,000 | 931,000 | 795,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,181,000 | 77,431,000 | 69,634,000 | 63,383,000 |
| Interest-bearing deposits | 63,321,000 | 66,636,000 | 57,570,000 | 52,714,000 |
| Noninterest-bearing deposits | 12,860,000 | 10,795,000 | 12,064,000 | 10,670,000 |
| Equity capital | 6,011,000 | 4,864,000 | 4,931,000 | 4,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,098,000 | 3,185,000 | 4,184,000 |
| Interest expense | 566,000 | 1,076,000 | 1,537,000 | 1,901,000 |
| Net interest income | 473,000 | 1,022,000 | 1,648,000 | 2,283,000 |
| Noninterest income | 221,000 | 346,000 | 645,000 | 980,000 |
| Noninterest expense | 1,287,000 | 2,600,000 | 3,735,000 | 5,049,000 |
| Provision for loan losses | 109,000 | 208,000 | 208,000 | 218,000 |
| Pretax income | -672,000 | -1,441,000 | -1,664,000 | -1,974,000 |
| Income tax | -2,000 | 151,000 | 44,000 | 37,000 |
| Net income | -670,000 | -1,592,000 | -1,708,000 | -2,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,240,000 | 5,320,000 | 5,207,000 | 4,906,000 |
| Total capital | 7,079,000 | 6,114,000 | 5,949,000 | 5,630,000 |
| Risk-weighted assets | 66,902,000 | 63,297,000 | 59,066,000 | 57,656,000 |