Call reports 2002
PREMIER BANK — 2002
What PREMIER BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 101,788,000 | 108,363,000 | 115,811,000 | 118,218,000 |
| Total loans | 66,992,000 | 76,752,000 | 75,637,000 | 77,115,000 |
| Allowance for loan losses | 528,000 | 603,000 | 939,000 | 774,000 |
| Securities available for sale | 17,213,000 | 14,572,000 | 18,711,000 | 23,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,716,000 | 80,888,000 | 89,150,000 | 89,378,000 |
| Interest-bearing deposits | 60,592,000 | 65,345,000 | 73,225,000 | 72,039,000 |
| Noninterest-bearing deposits | 14,124,000 | 15,543,000 | 15,925,000 | 17,339,000 |
| Equity capital | 7,876,000 | 8,323,000 | 8,494,000 | 8,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,496,000 | 3,084,000 | 4,771,000 | 6,506,000 |
| Interest expense | 715,000 | 1,419,000 | 2,145,000 | 2,884,000 |
| Net interest income | 781,000 | 1,665,000 | 2,626,000 | 3,622,000 |
| Noninterest income | 860,000 | 2,008,000 | 3,866,000 | 5,088,000 |
| Noninterest expense | 1,228,000 | 2,655,000 | 3,996,000 | 5,470,000 |
| Provision for loan losses | 30,000 | 113,000 | 1,203,000 | 1,313,000 |
| Pretax income | 383,000 | 905,000 | 1,377,000 | 2,011,000 |
| Income tax | 126,000 | 320,000 | 483,000 | 686,000 |
| Net income | 257,000 | 585,000 | 894,000 | 1,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,893,000 | 8,220,000 | 8,280,000 | 8,711,000 |
| Total capital | 8,421,000 | 8,947,000 | 9,333,000 | 9,496,000 |
| Risk-weighted assets | 70,058,000 | 65,922,000 | 71,371,000 | 74,286,000 |