Call reports 2001
PREMIER BANK — 2001
What PREMIER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 76,932,000 | 89,988,000 | 90,599,000 | 95,334,000 |
| Total loans | 43,647,000 | 48,533,000 | 53,974,000 | 58,640,000 |
| Allowance for loan losses | 361,000 | 406,000 | 437,000 | 498,000 |
| Securities available for sale | 21,755,000 | 24,801,000 | 19,838,000 | 19,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,207,000 | 61,989,000 | 67,240,000 | 72,044,000 |
| Interest-bearing deposits | 38,181,000 | 51,001,000 | 53,886,000 | 57,147,000 |
| Noninterest-bearing deposits | 11,026,000 | 10,988,000 | 13,354,000 | 14,897,000 |
| Equity capital | 6,894,000 | 7,028,000 | 7,304,000 | 7,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,633,000 | 3,270,000 | 5,019,000 | 6,863,000 |
| Interest expense | 831,000 | 1,640,000 | 2,478,000 | 3,202,000 |
| Net interest income | 802,000 | 1,630,000 | 2,541,000 | 3,661,000 |
| Noninterest income | 523,000 | 1,178,000 | 1,841,000 | 2,626,000 |
| Noninterest expense | 926,000 | 1,960,000 | 3,094,000 | 4,403,000 |
| Provision for loan losses | 30,000 | 75,000 | 105,000 | 225,000 |
| Pretax income | 369,000 | 773,000 | 1,183,000 | 1,659,000 |
| Income tax | 124,000 | 265,000 | 408,000 | 556,000 |
| Net income | 245,000 | 508,000 | 775,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,778,000 | 6,991,000 | 7,157,000 | 7,486,000 |
| Total capital | 7,139,000 | 7,397,000 | 7,594,000 | 7,984,000 |
| Risk-weighted assets | 53,592,000 | 60,228,000 | 63,599,000 | 67,121,000 |