Call reports 2025
CHESAPEAKE BANK — 2025
What CHESAPEAKE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,601,985,000 | 1,628,940,000 | 1,631,521,000 | 1,664,048,000 |
| Total loans | 936,493,000 | 940,964,000 | 963,142,000 | 1,000,399,000 |
| Allowance for loan losses | 10,532,000 | 10,793,000 | 11,035,000 | 11,269,000 |
| Securities available for sale | 545,673,000 | 562,648,000 | 551,247,000 | 545,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,438,505,000 | 1,457,492,000 | 1,434,009,000 | 1,467,004,000 |
| Interest-bearing deposits | 1,118,558,000 | 1,117,532,000 | 1,098,665,000 | 1,129,987,000 |
| Noninterest-bearing deposits | 319,947,000 | 339,960,000 | 335,344,000 | 337,017,000 |
| Equity capital | 151,486,000 | 154,336,000 | 163,563,000 | 172,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 20,938,000 | 43,349,000 | 66,563,000 | 90,225,000 |
| Interest expense | 7,092,000 | 14,298,000 | 21,308,000 | 27,862,000 |
| Net interest income | 13,846,000 | 29,051,000 | 45,255,000 | 62,363,000 |
| Noninterest income | 6,681,000 | 15,124,000 | 25,104,000 | 33,952,000 |
| Noninterest expense | 16,082,000 | 34,271,000 | 53,237,000 | 70,598,000 |
| Provision for loan losses | 248,000 | 505,000 | 798,000 | 1,140,000 |
| Pretax income | -5,154,000 | 66,000 | 6,991,000 | 15,244,000 |
| Income tax | -1,176,000 | 28,000 | 1,310,000 | 2,436,000 |
| Net income | -3,978,000 | 38,000 | 5,681,000 | 12,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 168,629,000 | 171,796,000 | 176,596,000 | 182,878,000 |
| Total capital | 179,721,000 | 183,149,000 | 188,191,000 | 194,707,000 |
| Risk-weighted assets | 1,254,841,000 | 1,277,336,000 | 1,277,673,000 | 1,310,196,000 |