Call reports 2023
CHESAPEAKE BANK — 2023
What CHESAPEAKE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,327,401,000 | 1,351,208,000 | 1,378,249,000 | 1,467,111,000 |
| Total loans | 797,065,000 | 818,733,000 | 836,757,000 | 864,394,000 |
| Allowance for loan losses | 9,648,000 | 9,843,000 | 10,061,000 | 9,408,000 |
| Securities available for sale | 430,663,000 | 417,494,000 | 433,852,000 | 482,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,170,014,000 | 1,186,127,000 | 1,233,580,000 | 1,269,168,000 |
| Interest-bearing deposits | 858,717,000 | 884,717,000 | 937,837,000 | 990,395,000 |
| Noninterest-bearing deposits | 311,297,000 | 301,410,000 | 295,743,000 | 278,773,000 |
| Equity capital | 106,911,000 | 106,953,000 | 102,148,000 | 116,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 14,184,000 | 29,798,000 | 46,656,000 | 65,117,000 |
| Interest expense | 2,402,000 | 6,169,000 | 11,315,000 | 17,336,000 |
| Net interest income | 11,782,000 | 23,629,000 | 35,341,000 | 47,781,000 |
| Noninterest income | 5,311,000 | 11,333,000 | 18,929,000 | 25,537,000 |
| Noninterest expense | 11,771,000 | 25,848,000 | 41,087,000 | 57,230,000 |
| Provision for loan losses | 235,000 | 470,000 | 705,000 | 940,000 |
| Pretax income | 4,873,000 | 6,903,000 | 10,641,000 | 12,264,000 |
| Income tax | 836,000 | 1,149,000 | 1,827,000 | 2,193,000 |
| Net income | 4,037,000 | 5,754,000 | 8,814,000 | 10,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,240,000 | 149,709,000 | 144,617,000 | 146,979,000 |
| Total capital | 159,358,000 | 160,022,000 | 155,238,000 | 156,947,000 |
| Risk-weighted assets | 1,064,287,000 | 1,092,671,000 | 1,121,792,000 | 1,185,017,000 |