Call reports 2022
CHESAPEAKE BANK — 2022
What CHESAPEAKE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,342,051,000 | 1,338,025,000 | 1,328,095,000 | 1,325,130,000 |
| Total loans | 719,315,000 | 732,950,000 | 751,757,000 | 778,090,000 |
| Allowance for loan losses | 8,487,000 | 8,948,000 | 9,168,000 | 9,411,000 |
| Securities available for sale | 528,731,000 | 500,972,000 | 474,051,000 | 445,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,163,735,000 | 1,194,225,000 | 1,185,844,000 | 1,170,946,000 |
| Interest-bearing deposits | 820,333,000 | 858,385,000 | 819,234,000 | 822,310,000 |
| Noninterest-bearing deposits | 343,402,000 | 335,840,000 | 366,610,000 | 348,636,000 |
| Equity capital | 120,234,000 | 104,160,000 | 89,742,000 | 96,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,754,000 | 23,882,000 | 36,718,000 | 50,407,000 |
| Interest expense | 455,000 | 810,000 | 1,332,000 | 2,374,000 |
| Net interest income | 11,299,000 | 23,072,000 | 35,386,000 | 48,033,000 |
| Noninterest income | 7,930,000 | 13,112,000 | 18,723,000 | 23,697,000 |
| Noninterest expense | 10,420,000 | 21,988,000 | 34,301,000 | 47,637,000 |
| Provision for loan losses | 235,000 | 470,000 | 705,000 | 940,000 |
| Pretax income | 5,109,000 | 10,305,000 | 15,885,000 | 19,850,000 |
| Income tax | 750,000 | 1,618,000 | 2,534,000 | 2,702,000 |
| Net income | 4,359,000 | 8,687,000 | 13,351,000 | 17,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,413,000 | 139,992,000 | 143,904,000 | 146,353,000 |
| Total capital | 145,900,000 | 148,940,000 | 153,072,000 | 155,764,000 |
| Risk-weighted assets | 988,822,000 | 1,007,887,000 | 1,036,914,000 | 1,045,929,000 |