Call reports 2021
CHESAPEAKE BANK — 2021
What CHESAPEAKE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,237,551,000 | 1,291,855,000 | 1,326,411,000 | 1,383,224,000 |
| Total loans | 650,455,000 | 639,358,000 | 652,216,000 | 699,825,000 |
| Allowance for loan losses | 9,440,000 | 9,696,000 | 7,697,000 | 8,220,000 |
| Securities available for sale | 480,981,000 | 542,641,000 | 584,893,000 | 600,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,055,055,000 | 1,086,946,000 | 1,109,189,000 | 1,128,973,000 |
| Interest-bearing deposits | 774,549,000 | 789,844,000 | 792,233,000 | 811,114,000 |
| Noninterest-bearing deposits | 280,506,000 | 297,102,000 | 316,956,000 | 317,859,000 |
| Equity capital | 122,038,000 | 145,032,000 | 144,585,000 | 145,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,091,000 | 23,086,000 | 35,256,000 | 46,881,000 |
| Interest expense | 860,000 | 1,638,000 | 2,345,000 | 2,939,000 |
| Net interest income | 11,231,000 | 21,448,000 | 32,911,000 | 43,942,000 |
| Noninterest income | 4,821,000 | 10,388,000 | 15,651,000 | 19,719,000 |
| Noninterest expense | 9,787,000 | 20,857,000 | 32,779,000 | 45,072,000 |
| Provision for loan losses | 205,000 | 410,000 | 915,000 | 1,445,000 |
| Pretax income | 6,060,000 | 11,299,000 | 15,598,000 | 17,874,000 |
| Income tax | 990,000 | 2,213,000 | 2,404,000 | 2,442,000 |
| Net income | 5,070,000 | 9,086,000 | 13,194,000 | 15,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,742,000 | 129,158,000 | 132,667,000 | 134,305,000 |
| Total capital | 120,182,000 | 138,854,000 | 140,364,000 | 142,525,000 |
| Risk-weighted assets | 820,742,000 | 855,449,000 | 902,482,000 | 975,515,000 |