Call reports 2020
CHESAPEAKE BANK — 2020
What CHESAPEAKE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 948,400,000 | 1,112,734,000 | 1,170,703,000 | 1,209,220,000 |
| Total loans | 563,205,000 | 639,310,000 | 639,622,000 | 630,182,000 |
| Allowance for loan losses | 7,236,000 | 7,902,000 | 9,304,000 | 9,216,000 |
| Securities available for sale | 309,019,000 | 374,749,000 | 412,484,000 | 453,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 836,351,000 | 938,711,000 | 991,674,000 | 1,022,213,000 |
| Interest-bearing deposits | 658,975,000 | 686,035,000 | 733,696,000 | 752,027,000 |
| Noninterest-bearing deposits | 177,376,000 | 252,676,000 | 257,978,000 | 270,186,000 |
| Equity capital | 105,484,000 | 113,627,000 | 117,239,000 | 122,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,146,000 | 20,132,000 | 30,222,000 | 41,080,000 |
| Interest expense | 1,600,000 | 2,806,000 | 3,943,000 | 4,928,000 |
| Net interest income | 8,546,000 | 17,326,000 | 26,279,000 | 36,152,000 |
| Noninterest income | 4,800,000 | 9,225,000 | 14,965,000 | 19,723,000 |
| Noninterest expense | 10,121,000 | 20,194,000 | 30,211,000 | 40,758,000 |
| Provision for loan losses | 555,000 | 1,210,000 | 1,865,000 | 2,240,000 |
| Pretax income | 3,869,000 | 6,346,000 | 10,367,000 | 14,098,000 |
| Income tax | 572,000 | 860,000 | 1,445,000 | 1,901,000 |
| Net income | 3,297,000 | 5,486,000 | 8,922,000 | 12,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,873,000 | 102,462,000 | 103,898,000 | 106,272,000 |
| Total capital | 109,109,000 | 110,364,000 | 113,202,000 | 115,488,000 |
| Risk-weighted assets | 703,607,000 | 735,164,000 | 762,296,000 | 788,344,000 |