Call reports 2019
CHESAPEAKE BANK — 2019
What CHESAPEAKE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 889,773,000 | 930,710,000 | 940,695,000 | 955,048,000 |
| Total loans | 557,941,000 | 572,032,000 | 571,945,000 | 566,664,000 |
| Allowance for loan losses | 6,820,000 | 7,014,000 | 6,868,000 | 6,696,000 |
| Securities available for sale | 236,397,000 | 264,877,000 | 284,540,000 | 292,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 783,347,000 | 820,723,000 | 825,809,000 | 841,076,000 |
| Interest-bearing deposits | 622,876,000 | 648,082,000 | 638,551,000 | 662,105,000 |
| Noninterest-bearing deposits | 160,471,000 | 172,641,000 | 187,258,000 | 178,971,000 |
| Equity capital | 98,356,000 | 102,507,000 | 106,739,000 | 105,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,002,000 | 20,627,000 | 31,233,000 | 41,660,000 |
| Interest expense | 1,903,000 | 4,039,000 | 6,078,000 | 7,940,000 |
| Net interest income | 8,099,000 | 16,588,000 | 25,155,000 | 33,720,000 |
| Noninterest income | 5,405,000 | 11,455,000 | 17,772,000 | 23,647,000 |
| Noninterest expense | 9,768,000 | 20,967,000 | 32,195,000 | 44,600,000 |
| Provision for loan losses | 205,000 | 410,000 | 615,000 | 615,000 |
| Pretax income | 3,593,000 | 7,555,000 | 11,669,000 | 14,043,000 |
| Income tax | 466,000 | 1,016,000 | 1,628,000 | 2,066,000 |
| Net income | 3,127,000 | 6,539,000 | 10,041,000 | 11,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,325,000 | 95,636,000 | 98,340,000 | 99,677,000 |
| Total capital | 100,145,000 | 102,650,000 | 105,208,000 | 106,373,000 |
| Risk-weighted assets | 652,383,000 | 680,697,000 | 688,867,000 | 689,471,000 |