Call reports 2018
CHESAPEAKE BANK — 2018
What CHESAPEAKE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 793,185,000 | 803,419,000 | 819,192,000 | 850,890,000 |
| Total loans | 518,713,000 | 527,276,000 | 541,601,000 | 546,044,000 |
| Allowance for loan losses | 6,420,000 | 6,644,000 | 6,619,000 | 6,648,000 |
| Securities available for sale | 205,337,000 | 217,103,000 | 211,597,000 | 218,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 688,542,000 | 691,657,000 | 700,232,000 | 750,777,000 |
| Interest-bearing deposits | 530,026,000 | 521,152,000 | 536,393,000 | 583,553,000 |
| Noninterest-bearing deposits | 158,516,000 | 170,505,000 | 163,839,000 | 167,224,000 |
| Equity capital | 87,034,000 | 89,332,000 | 90,358,000 | 93,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,700,000 | 17,557,000 | 26,876,000 | 36,634,000 |
| Interest expense | 965,000 | 1,959,000 | 3,174,000 | 4,788,000 |
| Net interest income | 7,735,000 | 15,598,000 | 23,702,000 | 31,846,000 |
| Noninterest income | 5,205,000 | 10,860,000 | 16,441,000 | 22,022,000 |
| Noninterest expense | 9,167,000 | 19,021,000 | 28,952,000 | 40,239,000 |
| Provision for loan losses | 205,000 | 410,000 | 555,000 | 605,000 |
| Pretax income | 3,569,000 | 7,043,000 | 10,985,000 | 13,259,000 |
| Income tax | 451,000 | 889,000 | 1,426,000 | 1,633,000 |
| Net income | 3,118,000 | 6,154,000 | 9,559,000 | 11,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,852,000 | 86,287,000 | 89,093,000 | 90,943,000 |
| Total capital | 90,272,000 | 92,931,000 | 95,712,000 | 97,591,000 |
| Risk-weighted assets | 594,009,000 | 609,124,000 | 622,053,000 | 631,863,000 |