Call reports 2017
CHESAPEAKE BANK — 2017
What CHESAPEAKE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 740,464,000 | 780,658,000 | 779,866,000 | 781,096,000 |
| Total loans | 494,923,000 | 515,691,000 | 516,709,000 | 523,700,000 |
| Allowance for loan losses | 6,651,000 | 5,808,000 | 5,969,000 | 6,147,000 |
| Securities available for sale | 193,194,000 | 200,616,000 | 203,836,000 | 201,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 626,711,000 | 670,232,000 | 671,846,000 | 677,037,000 |
| Interest-bearing deposits | 474,387,000 | 507,105,000 | 505,631,000 | 516,869,000 |
| Noninterest-bearing deposits | 152,324,000 | 163,127,000 | 166,215,000 | 160,168,000 |
| Equity capital | 80,780,000 | 83,577,000 | 85,217,000 | 86,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,880,000 | 16,121,000 | 24,969,000 | 33,616,000 |
| Interest expense | 817,000 | 1,695,000 | 2,673,000 | 3,640,000 |
| Net interest income | 7,063,000 | 14,426,000 | 22,296,000 | 29,976,000 |
| Noninterest income | 4,295,000 | 8,885,000 | 13,761,000 | 19,432,000 |
| Noninterest expense | 7,693,000 | 16,798,000 | 26,199,000 | 36,174,000 |
| Provision for loan losses | 205,000 | 710,000 | 915,000 | 1,070,000 |
| Pretax income | 3,471,000 | 5,797,000 | 9,308,000 | 12,237,000 |
| Income tax | 738,000 | 1,094,000 | 1,854,000 | 2,647,000 |
| Net income | 2,733,000 | 4,703,000 | 7,454,000 | 9,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,847,000 | 78,210,000 | 80,360,000 | 81,333,000 |
| Total capital | 83,498,000 | 84,018,000 | 86,329,000 | 87,480,000 |
| Risk-weighted assets | 567,713,000 | 589,147,000 | 587,929,000 | 598,029,000 |