Call reports 2016
CHESAPEAKE BANK — 2016
What CHESAPEAKE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 688,748,000 | 704,297,000 | 715,064,000 | 716,509,000 |
| Total loans | 450,674,000 | 463,906,000 | 476,571,000 | 481,418,000 |
| Allowance for loan losses | 6,304,000 | 5,737,000 | 6,228,000 | 6,444,000 |
| Securities available for sale | 181,668,000 | 181,333,000 | 181,453,000 | 184,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 581,617,000 | 591,953,000 | 606,670,000 | 611,254,000 |
| Interest-bearing deposits | 429,751,000 | 441,530,000 | 456,327,000 | 465,272,000 |
| Noninterest-bearing deposits | 151,866,000 | 150,423,000 | 150,343,000 | 145,982,000 |
| Equity capital | 76,998,000 | 80,627,000 | 80,980,000 | 77,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,669,000 | 15,392,000 | 23,211,000 | 30,969,000 |
| Interest expense | 750,000 | 1,553,000 | 2,515,000 | 3,327,000 |
| Net interest income | 6,919,000 | 13,839,000 | 20,696,000 | 27,642,000 |
| Noninterest income | 2,933,000 | 6,413,000 | 10,430,000 | 14,324,000 |
| Noninterest expense | 7,070,000 | 14,644,000 | 23,165,000 | 32,314,000 |
| Provision for loan losses | 87,000 | 475,000 | 562,000 | 650,000 |
| Pretax income | 2,577,000 | 5,006,000 | 7,525,000 | 9,114,000 |
| Income tax | 488,000 | 902,000 | 1,376,000 | 1,505,000 |
| Net income | 2,089,000 | 4,104,000 | 6,149,000 | 7,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,987,000 | 72,703,000 | 74,249,000 | 75,108,000 |
| Total capital | 77,291,000 | 78,440,000 | 80,477,000 | 81,552,000 |
| Risk-weighted assets | 539,246,000 | 540,832,000 | 549,943,000 | 561,732,000 |