Call reports 2015
CHESAPEAKE BANK — 2015
What CHESAPEAKE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 659,423,000 | 660,507,000 | 661,034,000 | 674,375,000 |
| Total loans | 420,785,000 | 414,149,000 | 418,691,000 | 438,967,000 |
| Allowance for loan losses | 7,579,000 | 7,124,000 | 6,647,000 | 6,647,000 |
| Securities available for sale | 190,356,000 | 187,700,000 | 186,980,000 | 185,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 566,899,000 | 572,863,000 | 571,577,000 | 567,547,000 |
| Interest-bearing deposits | 433,254,000 | 434,504,000 | 426,672,000 | 426,565,000 |
| Noninterest-bearing deposits | 133,645,000 | 138,359,000 | 144,905,000 | 140,982,000 |
| Equity capital | 72,456,000 | 71,500,000 | 73,637,000 | 75,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,387,000 | 14,783,000 | 22,227,000 | 29,869,000 |
| Interest expense | 800,000 | 1,693,000 | 2,496,000 | 3,272,000 |
| Net interest income | 6,587,000 | 13,090,000 | 19,731,000 | 26,597,000 |
| Noninterest income | 2,124,000 | 5,248,000 | 8,736,000 | 11,837,000 |
| Noninterest expense | 6,496,000 | 13,303,000 | 21,248,000 | 29,925,000 |
| Provision for loan losses | 147,000 | 295,000 | 382,000 | 466,000 |
| Pretax income | 2,309,000 | 5,196,000 | 7,455,000 | 8,694,000 |
| Income tax | 391,000 | 981,000 | 1,348,000 | 1,376,000 |
| Net income | 1,918,000 | 4,215,000 | 6,107,000 | 7,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,757,000 | 66,751,000 | 68,329,000 | 69,239,000 |
| Total capital | 72,180,000 | 73,167,000 | 74,803,000 | 75,886,000 |
| Risk-weighted assets | 512,675,000 | 512,585,000 | 517,610,000 | 534,100,000 |