Call reports 2014
CHESAPEAKE BANK — 2014
What CHESAPEAKE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 664,237,000 | 649,696,000 | 654,129,000 | 657,851,000 |
| Total loans | 404,949,000 | 400,839,000 | 409,725,000 | 410,492,000 |
| Allowance for loan losses | 7,390,000 | 7,497,000 | 7,747,000 | 7,714,000 |
| Securities available for sale | 173,299,000 | 187,562,000 | 193,167,000 | 189,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 575,162,000 | 555,496,000 | 561,973,000 | 562,267,000 |
| Interest-bearing deposits | 441,377,000 | 422,678,000 | 432,247,000 | 435,125,000 |
| Noninterest-bearing deposits | 133,785,000 | 132,818,000 | 129,726,000 | 127,142,000 |
| Equity capital | 74,457,000 | 76,659,000 | 73,969,000 | 74,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,328,000 | 14,600,000 | 22,085,000 | 29,631,000 |
| Interest expense | 844,000 | 1,663,000 | 2,467,000 | 3,272,000 |
| Net interest income | 6,484,000 | 12,937,000 | 19,618,000 | 26,359,000 |
| Noninterest income | 1,864,000 | 4,470,000 | 6,503,000 | 8,739,000 |
| Noninterest expense | 6,290,000 | 12,668,000 | 19,630,000 | 26,645,000 |
| Provision for loan losses | 300,000 | 550,000 | 850,000 | 1,150,000 |
| Pretax income | 1,733,000 | 4,076,000 | 5,425,000 | 7,110,000 |
| Income tax | 381,000 | 774,000 | 1,102,000 | 907,000 |
| Net income | 1,352,000 | 3,302,000 | 4,323,000 | 6,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,303,000 | 71,326,000 | 67,945,000 | 68,784,000 |
| Total capital | 76,795,000 | 77,743,000 | 74,314,000 | 75,076,000 |
| Risk-weighted assets | 518,460,000 | 512,241,000 | 508,181,000 | 501,925,000 |