Call reports 2013
CHESAPEAKE BANK — 2013
What CHESAPEAKE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 638,370,000 | 637,525,000 | 653,424,000 | 657,809,000 |
| Total loans | 396,070,000 | 404,922,000 | 407,556,000 | 401,281,000 |
| Allowance for loan losses | 7,013,000 | 7,339,000 | 7,525,000 | 7,009,000 |
| Securities available for sale | 177,886,000 | 169,959,000 | 163,957,000 | 163,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 550,844,000 | 550,829,000 | 565,907,000 | 571,479,000 |
| Interest-bearing deposits | 449,903,000 | 445,231,000 | 440,699,000 | 451,966,000 |
| Noninterest-bearing deposits | 100,941,000 | 105,598,000 | 125,208,000 | 119,513,000 |
| Equity capital | 73,042,000 | 71,227,000 | 72,106,000 | 72,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,762,000 | 15,573,000 | 23,341,000 | 31,052,000 |
| Interest expense | 1,124,000 | 2,069,000 | 2,964,000 | 3,829,000 |
| Net interest income | 6,638,000 | 13,504,000 | 20,377,000 | 27,223,000 |
| Noninterest income | 2,405,000 | 4,951,000 | 7,689,000 | 10,068,000 |
| Noninterest expense | 6,030,000 | 12,366,000 | 19,039,000 | 26,019,000 |
| Provision for loan losses | 160,000 | 870,000 | 1,190,000 | 1,876,000 |
| Pretax income | 2,779,000 | 5,124,000 | 7,231,000 | 8,692,000 |
| Income tax | 611,000 | 1,127,000 | 1,591,000 | 1,583,000 |
| Net income | 2,168,000 | 3,997,000 | 5,640,000 | 7,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,355,000 | 67,644,000 | 68,747,000 | 69,675,000 |
| Total capital | 72,714,000 | 74,127,000 | 75,263,000 | 76,156,000 |
| Risk-weighted assets | 508,180,000 | 519,776,000 | 520,271,000 | 517,919,000 |