Call reports 2012
CHESAPEAKE BANK — 2012
What CHESAPEAKE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 635,705,000 | 630,855,000 | 629,355,000 | 663,076,000 |
| Total loans | 372,575,000 | 380,091,000 | 387,483,000 | 397,977,000 |
| Allowance for loan losses | 7,593,000 | 7,583,000 | 7,443,000 | 7,488,000 |
| Securities available for sale | 192,100,000 | 194,491,000 | 184,339,000 | 179,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 541,727,000 | 533,473,000 | 528,095,000 | 563,034,000 |
| Interest-bearing deposits | 461,139,000 | 450,410,000 | 439,850,000 | 458,330,000 |
| Noninterest-bearing deposits | 80,588,000 | 83,063,000 | 88,245,000 | 104,704,000 |
| Equity capital | 66,889,000 | 69,553,000 | 73,052,000 | 72,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,083,000 | 16,132,000 | 24,138,000 | 32,120,000 |
| Interest expense | 1,338,000 | 2,583,000 | 3,759,000 | 5,080,000 |
| Net interest income | 6,745,000 | 13,549,000 | 20,379,000 | 27,040,000 |
| Noninterest income | 2,095,000 | 4,432,000 | 7,400,000 | 10,061,000 |
| Noninterest expense | 5,708,000 | 11,454,000 | 17,499,000 | 24,427,000 |
| Provision for loan losses | 150,000 | 300,000 | 500,000 | 830,000 |
| Pretax income | 2,720,000 | 5,771,000 | 9,238,000 | 10,993,000 |
| Income tax | 626,000 | 1,327,000 | 2,125,000 | 2,408,000 |
| Net income | 2,094,000 | 4,444,000 | 7,113,000 | 8,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,540,000 | 63,350,000 | 65,480,000 | 64,913,000 |
| Total capital | 67,623,000 | 69,492,000 | 71,646,000 | 71,183,000 |
| Risk-weighted assets | 485,136,000 | 490,343,000 | 491,967,000 | 500,390,000 |