Call reports 2011
CHESAPEAKE BANK — 2011
What CHESAPEAKE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 597,741,000 | 614,704,000 | 626,897,000 | 633,128,000 |
| Total loans | 378,748,000 | 377,199,000 | 373,551,000 | 373,636,000 |
| Allowance for loan losses | 7,946,000 | 7,756,000 | 7,901,000 | 7,514,000 |
| Securities available for sale | 172,614,000 | 177,996,000 | 183,615,000 | 186,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,746,000 | 525,128,000 | 533,191,000 | 541,725,000 |
| Interest-bearing deposits | 442,371,000 | 449,776,000 | 456,095,000 | 463,704,000 |
| Noninterest-bearing deposits | 68,375,000 | 75,352,000 | 77,096,000 | 78,021,000 |
| Equity capital | 55,975,000 | 58,979,000 | 62,865,000 | 63,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,336,000 | 16,434,000 | 24,678,000 | 33,181,000 |
| Interest expense | 1,422,000 | 2,983,000 | 4,533,000 | 6,080,000 |
| Net interest income | 6,914,000 | 13,451,000 | 20,145,000 | 27,101,000 |
| Noninterest income | 1,950,000 | 3,845,000 | 6,121,000 | 8,412,000 |
| Noninterest expense | 5,472,000 | 11,144,000 | 16,957,000 | 23,433,000 |
| Provision for loan losses | 690,000 | 910,000 | 1,110,000 | 1,309,000 |
| Pretax income | 2,324,000 | 5,347,000 | 8,109,000 | 10,225,000 |
| Income tax | 569,000 | 1,310,000 | 1,986,000 | 2,301,000 |
| Net income | 1,755,000 | 4,037,000 | 6,123,000 | 7,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,624,000 | 57,365,000 | 58,911,000 | 60,172,000 |
| Total capital | 61,415,000 | 62,763,000 | 65,029,000 | 66,592,000 |
| Risk-weighted assets | 461,110,000 | 492,420,000 | 503,755,000 | 512,531,000 |