Call reports 2010
CHESAPEAKE BANK — 2010
What CHESAPEAKE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 603,951,000 | 599,642,000 | 600,459,000 | 603,000,000 |
| Total loans | 392,291,000 | 389,184,000 | 388,175,000 | 382,972,000 |
| Allowance for loan losses | 6,456,000 | 6,733,000 | 6,745,000 | 7,261,000 |
| Securities available for sale | 151,085,000 | 150,996,000 | 162,216,000 | 162,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,097,000 | 507,886,000 | 504,649,000 | 515,600,000 |
| Interest-bearing deposits | 443,914,000 | 442,945,000 | 434,983,000 | 447,031,000 |
| Noninterest-bearing deposits | 66,183,000 | 64,941,000 | 69,666,000 | 68,569,000 |
| Equity capital | 50,061,000 | 51,436,000 | 55,511,000 | 53,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,383,000 | 16,963,000 | 25,417,000 | 33,747,000 |
| Interest expense | 2,118,000 | 4,014,000 | 5,763,000 | 7,474,000 |
| Net interest income | 6,265,000 | 12,949,000 | 19,654,000 | 26,273,000 |
| Noninterest income | 1,787,000 | 3,955,000 | 6,419,000 | 8,769,000 |
| Noninterest expense | 5,507,000 | 11,333,000 | 16,892,000 | 23,502,000 |
| Provision for loan losses | 326,000 | 600,000 | 1,825,000 | 2,737,000 |
| Pretax income | 1,953,000 | 4,112,000 | 6,751,000 | 7,921,000 |
| Income tax | 527,000 | 1,110,000 | 1,823,000 | 1,792,000 |
| Net income | 1,426,000 | 3,002,000 | 4,928,000 | 6,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,699,000 | 52,734,000 | 54,121,000 | 54,595,000 |
| Total capital | 57,950,000 | 58,895,000 | 59,994,000 | 60,147,000 |
| Risk-weighted assets | 499,834,000 | 492,283,000 | 468,981,000 | 459,619,000 |