Call reports 2009
CHESAPEAKE BANK — 2009
What CHESAPEAKE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 593,633,000 | 559,080,000 | 576,012,000 | 582,088,000 |
| Total loans | 387,493,000 | 389,229,000 | 395,162,000 | 392,179,000 |
| Allowance for loan losses | 5,801,000 | 5,953,000 | 6,277,000 | 6,223,000 |
| Securities available for sale | 102,432,000 | 118,236,000 | 137,542,000 | 142,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 501,805,000 | 474,242,000 | 483,390,000 | 487,325,000 |
| Interest-bearing deposits | 432,189,000 | 410,846,000 | 413,913,000 | 423,676,000 |
| Noninterest-bearing deposits | 69,616,000 | 63,396,000 | 69,477,000 | 63,649,000 |
| Equity capital | 38,096,000 | 41,054,000 | 47,565,000 | 48,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,313,000 | 16,871,000 | 25,714,000 | 34,663,000 |
| Interest expense | 3,227,000 | 6,033,000 | 8,559,000 | 10,752,000 |
| Net interest income | 5,086,000 | 10,838,000 | 17,155,000 | 23,911,000 |
| Noninterest income | 1,848,000 | 3,844,000 | 6,088,000 | 8,039,000 |
| Noninterest expense | 5,118,000 | 10,539,000 | 15,840,000 | 21,552,000 |
| Provision for loan losses | 239,000 | 430,000 | 920,000 | 1,868,000 |
| Pretax income | 1,833,000 | 3,871,000 | 6,391,000 | 8,020,000 |
| Income tax | 495,000 | 1,045,000 | 1,726,000 | 1,989,000 |
| Net income | 1,338,000 | 2,826,000 | 4,665,000 | 6,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,059,000 | 48,247,000 | 49,763,000 | 50,753,000 |
| Total capital | 52,740,000 | 54,083,000 | 55,763,000 | 56,666,000 |
| Risk-weighted assets | 464,851,000 | 466,757,000 | 479,704,000 | 497,911,000 |