Call reports 2006
CHESAPEAKE BANK — 2006
What CHESAPEAKE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 383,428,000 | 415,072,000 | 410,250,000 | 415,035,000 |
| Total loans | 302,735,000 | 316,018,000 | 321,691,000 | 319,417,000 |
| Allowance for loan losses | 5,101,000 | 5,075,000 | 5,256,000 | 4,966,000 |
| Securities available for sale | 50,345,000 | 59,176,000 | 60,392,000 | 64,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,580,000 | 367,911,000 | 361,145,000 | 360,725,000 |
| Interest-bearing deposits | 261,958,000 | 298,279,000 | 290,952,000 | 292,535,000 |
| Noninterest-bearing deposits | 72,622,000 | 69,632,000 | 70,193,000 | 68,190,000 |
| Equity capital | 34,152,000 | 34,649,000 | 36,495,000 | 37,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,176,000 | 12,878,000 | 19,899,000 | 27,080,000 |
| Interest expense | 1,856,000 | 4,075,000 | 6,715,000 | 9,437,000 |
| Net interest income | 4,320,000 | 8,803,000 | 13,184,000 | 17,643,000 |
| Noninterest income | 1,317,000 | 2,778,000 | 5,018,000 | 7,024,000 |
| Noninterest expense | 3,915,000 | 7,937,000 | 12,225,000 | 16,604,000 |
| Provision for loan losses | 225,000 | 450,000 | 875,000 | 1,033,000 |
| Pretax income | 1,448,000 | 3,104,000 | 5,068,000 | 7,099,000 |
| Income tax | 355,000 | 761,000 | 1,243,000 | 1,981,000 |
| Net income | 1,093,000 | 2,343,000 | 3,825,000 | 5,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,463,000 | 34,413,000 | 35,595,000 | 36,588,000 |
| Total capital | 37,676,000 | 38,847,000 | 40,059,000 | 41,038,000 |
| Risk-weighted assets | 336,158,000 | 354,050,000 | 356,324,000 | 355,501,000 |