Call reports 2002
CHESAPEAKE BANK — 2002
What CHESAPEAKE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 257,227,000 | 263,910,000 | 279,695,000 | 290,059,000 |
| Total loans | 183,951,000 | 198,494,000 | 208,894,000 | 213,113,000 |
| Allowance for loan losses | 3,060,000 | 3,434,000 | 3,538,000 | 3,908,000 |
| Securities available for sale | 35,386,000 | 42,489,000 | 39,868,000 | 50,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,136,000 | 231,072,000 | 245,653,000 | 262,934,000 |
| Interest-bearing deposits | 190,684,000 | 191,604,000 | 203,545,000 | 214,035,000 |
| Noninterest-bearing deposits | 34,452,000 | 39,468,000 | 42,108,000 | 48,899,000 |
| Equity capital | 19,262,000 | 20,324,000 | 21,658,000 | 24,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,321,000 | 8,779,000 | 13,296,000 | 17,854,000 |
| Interest expense | 1,377,000 | 2,669,000 | 3,980,000 | 5,299,000 |
| Net interest income | 2,944,000 | 6,110,000 | 9,316,000 | 12,555,000 |
| Noninterest income | 668,000 | 1,493,000 | 2,584,000 | 3,478,000 |
| Noninterest expense | 2,382,000 | 4,877,000 | 7,468,000 | 10,062,000 |
| Provision for loan losses | 230,000 | 635,000 | 1,065,000 | 1,408,000 |
| Pretax income | 998,000 | 2,089,000 | 3,365,000 | 4,561,000 |
| Income tax | 257,000 | 543,000 | 875,000 | 1,206,000 |
| Net income | 741,000 | 1,546,000 | 2,490,000 | 3,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,732,000 | 19,296,000 | 20,081,000 | 23,366,000 |
| Total capital | 21,296,000 | 22,020,000 | 22,957,000 | 26,303,000 |
| Risk-weighted assets | 204,614,000 | 217,215,000 | 229,437,000 | 234,013,000 |