Call reports 2001
CHESAPEAKE BANK — 2001
What CHESAPEAKE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 226,076,000 | 231,840,000 | 231,567,000 | 242,719,000 |
| Total loans | 173,683,000 | 174,677,000 | 175,697,000 | 180,353,000 |
| Allowance for loan losses | 2,707,000 | 2,886,000 | 2,973,000 | 2,996,000 |
| Securities available for sale | 37,395,000 | 35,567,000 | 36,913,000 | 34,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,068,000 | 202,289,000 | 205,898,000 | 212,180,000 |
| Interest-bearing deposits | 173,116,000 | 171,516,000 | 174,307,000 | 178,276,000 |
| Noninterest-bearing deposits | 26,952,000 | 30,773,000 | 31,591,000 | 33,905,000 |
| Equity capital | 17,206,000 | 17,856,000 | 18,718,000 | 18,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,621,000 | 9,286,000 | 13,832,000 | 18,354,000 |
| Interest expense | 2,150,000 | 4,136,000 | 5,960,000 | 7,480,000 |
| Net interest income | 2,471,000 | 5,150,000 | 7,872,000 | 10,874,000 |
| Noninterest income | 1,538,000 | 2,230,000 | 3,162,000 | 3,926,000 |
| Noninterest expense | 1,957,000 | 4,214,000 | 6,636,000 | 9,145,000 |
| Provision for loan losses | 255,000 | 443,000 | 647,000 | 937,000 |
| Pretax income | 1,795,000 | 2,721,000 | 3,749,000 | 4,716,000 |
| Income tax | 211,000 | 460,000 | 737,000 | 1,003,000 |
| Net income | 1,584,000 | 2,261,000 | 3,012,000 | 3,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,452,000 | 17,129,000 | 17,780,000 | 18,231,000 |
| Total capital | 18,747,000 | 19,460,000 | 20,141,000 | 20,673,000 |
| Risk-weighted assets | 183,204,000 | 185,885,000 | 188,229,000 | 194,802,000 |