Call reports 2006
OLD GLORY BANK — 2006
What OLD GLORY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 8,037,000 | 8,001,000 | 7,951,000 | 8,287,000 |
| Total loans | 1,984,000 | 2,274,000 | 2,432,000 | 2,496,000 |
| Allowance for loan losses | 49,000 | 50,000 | 46,000 | 50,000 |
| Securities available for sale | 4,549,000 | 4,137,000 | 4,369,000 | 4,474,000 |
| Securities held to maturity | 10,000 | 0 | 0 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,463,000 | 7,422,000 | 7,327,000 | 7,645,000 |
| Interest-bearing deposits | 3,352,000 | 3,445,000 | 3,538,000 | 3,630,000 |
| Noninterest-bearing deposits | 4,111,000 | 3,977,000 | 3,789,000 | 4,015,000 |
| Equity capital | 564,000 | 565,000 | 600,000 | 600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 90,000 | 186,000 | 287,000 | 393,000 |
| Interest expense | 12,000 | 24,000 | 40,000 | 57,000 |
| Net interest income | 78,000 | 162,000 | 247,000 | 336,000 |
| Noninterest income | 20,000 | 42,000 | 66,000 | 92,000 |
| Noninterest expense | 91,000 | 189,000 | 286,000 | 393,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,000 | 15,000 | 27,000 | 35,000 |
| Income tax | 0 | 0 | 0 | -1,000 |
| Net income | 7,000 | 15,000 | 27,000 | 36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 610,000 | 617,000 | 630,000 | 637,000 |
| Total capital | 652,000 | 661,000 | 676,000 | 683,000 |
| Risk-weighted assets | 3,365,000 | 3,551,000 | 3,849,000 | 3,667,000 |